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Do's & Don'ts of Getting a Mortgage

via: Bob Faust of Draper & Kramer

Starting a new job. Receiving a large cash gift. Buying a new car. These are all typically happy and exciting events. However, if you’re considering applying for a mortgage – or are already in the process of obtaining one – these developments could negatively impact your financing. At Draper and Kramer Mortgage, we educate our clients on how to smoothly navigate the mortgage process, and that includes providing them with this important list of dos and don’ts when getting a home loan.

 

Do:

  • Have easy access to all your pay stubs, bank statements and other financial documents
  • Make timely payments on all current debt obligations (current mortgage, student loans, credit cards, etc.)

Many people are unaware of how minor changes to their assets, income, debt and credit before their mortgage closes can affect their loan.

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